Terms of Service

Last modified: September 20, 2014

This user agreement ("the Agreement") describes the rules and conditions of using the services provided by EMICoin Inc. ("EMICoin"), located at Sackville Street, Mayfair, London, W1S, UK, to the registered user ("the User"), including but not limited to the access to the individual user's account and payment operations performed through the EMICoin website located at https://EMICoin.com.

Using EMICoin's services, you confirm that you have read all paragraphs of this Agreement, understood their meaning in full and that you accept this Agreement and will abide by it.

1. GENERAL TERMS 1.1. Any individual who reached 18 years of age or the legal age according to the law of their country of residence may create a EMICoin account and become its you ("the user").

1.2. You ("the user") agrees to have only one account, otherwise all accounts confirmed to be opened by you ("the user") will be blocked and all funds invested will be returned in accordance with the regulations (see 5. Deposit refund).

1.4. The funds invested earn daily income calculated based on the standard interest percentage and the your ("the user") personal coefficient. Total daily statistics is available for viewing at the EMICoin website.

2. INVESTMENT TERMS 2.1. You ("the user") invests funds via Bitcoin, credit card, wire transfer.

2.2. EMICoin does not charge any fees for accepting deposits.

2.3. The minimum amount of the fund invested equals 10 USD (0.025 BTC if using Bitcoin).

2.4. There is no upper limit to the amount of investment.

2.5. You ("the user") may make an unlimited number of deposits.

2.6. The total of all deposits made by the you ("the user") comprises this participant's investment portfolio.

2.7. The you ("the user") invests funds by making a payment on the EMICoin website. Direct money transfers are not accepted.

2.8. An electronic payment or wire transfer performed incorrectly will be refused.

3. EARNINGS 3.1. Invested funds start generating income immediately after the your ("the user") deposit is approved and accepted.

3.2. Earnings accrue continuously, 24 hours a day, including weekends and holidays.

3.3. Daily income includes a part of the initial deposit.

3.4. Earnings are deposited to your ("the user") account within the EMICoin system.

3.5. The EMICoin website's downtime due to technical reasons does not affect the process of earnings accrual.

3.6. Depending on the size of your ("the user") investment portfolio, the you ("the user") may be given a personal coefficient, which affects the daily deposit earnings.

4. WITHDRAWAL SCHEDULE 4.1. EMICoin does not charge fees for withdrawing the percentages accrued.

4.2. The minimum withdrawal amount equals 1 USD or 0.01 BTC.

4.3. You ("the user") may request to withdraw the earnings at any moment, including weekends and holidays.

4.4. Withdrawals are processed automatically within 24 hours from the moment the request is made.

5. DEPOSIT REFUND 5.1. The you ("the user") may request a refund of any previously made deposit on the following conditions:
— the deposit has been made at least 10 days ago
— the deposit has accrued no more than 75% of earnings (including the initial deposit amount)

5.2. The refund is processed within 7 business days from the moment the request is made.

5.3. EMICoin does not charge any fees for making refunds.

5.4. If the deposit being refunded has earned a partner award, the amount of the award will be subtracted from the total.

6. PARTNERSHIP TERMS 6.1. You ("the user") may enter the partnership program and receive partner's awards.

6.2. The you ("the user") is not required to invest personal funds in order to enter the partnership program.

6.3. EMICoin calculates the partner's award as a percentage of all deposits made by all investors invited by the you ("the user").

6.4. In case of a deposit refund, the partner's award will be subtracted from the your ("the user") account.

6.5. EMICoin has the right, at its sole discretion, to cancel any and all partner's awards, block the your ("the user") account and initiate the deposit refund procedure (see 5. Deposit refund) if it suspects that the partner's award has been earned:
— in a fraudulent manner
— in a manner violating the terms of this Agreement
— in any other manner not specifically provided for by EMICoin

7. GUARANTEES AND INDEMNITIES 7.1. EMICoin operates in compliance with the law and makes every effort to ensure the quality of services aimed to work in the you ("the user")s' best interests.

7.2. EMICoin ensures the safety and security of its website and protects the personal data of its you ("the user")s in accordance with its Privacy Policy. EMICoin guarantees that no confidential information concerning you ("the user")s will be passed to a third party unless per official request issued by the court of England and Wales.

7.3. Third parties participating in EMICoin's operation, including but not limited to payment systems and banks, are not agents or representatives of EMICoin, but independent contractors.

7.4. EMICoin may, at its sole discretion, refuse to provide its services to a you ("the user") if the you ("the user") violates the terms of this Agreement or attempts to harm, in any way, EMICoin (libel, blackmail, website security exploits, spam, etc.). In this case EMICoin, at its discretion, may initiate the procedure of deposit refund (see 5. Deposit refund) or block the you ("the user") and confiscate the funds invested in compensation of the damages.

7.5. EMICoin, at its discretion, has the right to allow or prohibit the use of its website and any of its services to a you ("the user"), without the explanation of reasons.

7.6. EMICoin provides its services to you ("the user")s in compliance with the law of the England and Wales. The services rendered by EMICoin are a private business deal and are not subject to the US Securities Act of 1933, the US Securities Exchange Act of 1934, the US Investment Advisers Act of 1940 and any other laws, regulations and addenda. EMICoin is not licensed as a bank or a security company and is not insured by the US Federal Deposit Insurance Corporation.

7.7. EMICoin has zero-tolerance policy towards unsolicited e-mail. The account of a you ("the user") engaging in spam activities will be blocked without investment refund.

8. LIMITATIONS OF LIABILITY 8.1. Since the services rendered by EMICoin are electronic in their essence,EMICoin cannot be held liable for any technical issues, which cannot be resolved by EMICoin.

8.2. EMICoin can not be held liable for the violation of the terms of this Agreement, which occurs as a result of force majeure. Force majeure factors include but are not limited to military action, strikes and riots, natural disasters, government actions, interruptions in the service of the data center equipment and its network connection, security breaches of the your ("the user") computer, etc.

9. RISK NOTIFICATION 9.1. A you ("the user") must be aware that investment operations entail a degree of risk.

9.2. EMICoin does not guarantee future income equal to the past earnings data. The results achieved in the past do not affect the future figures.

9.3. When investing funds within the EMICoin system, the you ("the user") must clearly understand their personal objectives, take into consideration their past experience and psychological traits. In case of a doubt, the you ("the user") should seek advice of an independent financial expert.

9.4. The you ("the user") takes full responsibility for any risks and possible losses caused by force majeure factors.

10. ADDENDA AND REVISIONS 10.1. This Agreement may be added to or modified by EMICoin at its sole discretion, at any moment and without prior notice.

10.2. If a you ("the user") continues using EMICoin's services after this Agreement is modified, the you ("the user") therein agrees to all changes.

11. JURISDICTION 11.1. The terms of this Agreement will be regulated and interpreted in accordance with the law of the England and Wales without any conflict of legal norms.

11.2. Any and all disputes, in the case the sides fail to reach an agreement, are to be resolved in the courts of England and Wales in accordance with the law of the England and Wales.

EMICoin Ltd.
Sackville Street, Mayfair, London, W1S, UK